Legal Recovery Support

As one of the leading debt recovery and insolvency providers in the UK, we act on behalf of both public sector and commercial organisations.

Our experienced team offer a complete recovery service incorporating:

  • pre-legal collections
  • trace
  • legal debt recovery
  • dispute resolution
  • insolvency solutions

We take into account commercial considerations and provide you with advice on the legal options available and adapt them to meet your diverse needs.

With an established reputation for providing clear, compliant and efficient recovery solutions, we provide a high level of service and flexible fee schemes.

Our focus is clear: recovery of your money

What makes us different?

Fresh, collaborative and friendly
Our approach is fresh, collaborative and friendly. Combine this, with our high levels of service and expertise, and the result is more private and public organisations, turning to Wilkin Chapman LLP to handle their recovery needs.

Clear focus
Our focus is to deliver innovative and effective solutions, building long term relationships with our clients. We work in partnership with you to develop recovery strategies that meet their requirements.

Commitment to quality
Our commitment to raising quality, underpinned by our core values of integrity, innovation, teamwork and respect make us different. We have an ethical approach to Recovery work across our team which is embedded into everything we do.

Read about our quality policy in our compliance guidance document.


We have further consolidated our national status as a leading provider of debt recovery and insolvency services achieving ISO 9001:2015 certification for our services.

What the experts say:

Highly regarded debt recovery provider in East Midlands, ranked by the authoritative publication, Chambers and Partners UK Guide.

Listed as No 1 debt recovery provider in East Midlands, ranked by the authoritative publication, Legal 500, “a wide ranging practice, and is highly regarded for debt recovery”.

“The success of this work is a combination of careful selection of cases coupled with the expertise afforded by Wilkin Chapman staff. Throughout the time both organisations have complimented each other’s skills and abilities. Wilkin Chapman know they can rely upon us to only select cases that can be sustained through the whole process. In return we can rely on excellent legal advice and commitment resulting in effective outcomes for customers”

“An excellent overall service. Speed of response and quality of advice is very good”

“Since we began working with Wilkin Chapman we have found them to be very professional in their work. They are always on hand to give practical commercial advice and help with any queries, nothing is too much trouble. We would recommend them to any client”


Meet our experts

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Director and Head of Recoveries
Chartered Legal Executive
Chartered Legal Executive
Senior Paralegal - Team Leader
Senior Paralegal - Team Leader
Senior paralegal - Utilities Recoveries
Senior Paralegal - Accounts paralegal
Senior Paralegal - Team Leader
Information Coordinator - Bankruptcy & Charging Order
Accounts Paralegal - Accounts Paralegal
Senior Accounts Paralegal - Accounts Paralegal
Senior Paralegal - Team Leader
Insolvency Administrator
Paralegal - Utilities Recoveries
Senior Paralegal / Team Leader – Debt purchase & collections
Paralegal - Order for Sale
Client Relations Manager
Trainee Legal Executive
Trainee Legal Executive - Utilities Recoveries
Accounts Manager - Accounts Paralegal

Commercial Recoveries

We have a dedicated commercial recoveries unit, handling commercial debt recovery and dispute resolution. We provide proactive advice on recovery options available and the commercial considerations for such action on behalf of a wide range of sectors across the UK.

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Credit Union Recoveries

Our specialist credit union recoveries team work with both employer-based and community-based Credit Unions across the UK. We primarily deal with the recovery of secured and unsecured lending products, including personal loans, motor finance loans and secured loans on property.

When payment arrangements are not achievable, we work with each Credit Union to assess to commercial viability of legal proceedings and to determine the most appropriate and cost-effective enforcement method.

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Credit Unions - Secured Asset Lending

Wilkin Chapman has developed a complete suite of fully compliant lending documents for Credit Unions. These documents provide a 'ready to go' solution for secured asset finance.

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Creditor Services Support

We deliver well-constructed, knowledgeable and rapid solutions that maximise creditor dividends. Our focus is upon putting the creditor in the best possible position, whilst our geographical base and full suite of services makes us highly cost-effective and efficient.

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Education Recoveries

Our dedicated education recoveries team handles the collection of unpaid tuition, accommodation, library and commercial fees on behalf of universities and higher education colleges.

We offer a complete recovery service under one roof, incorporating pre-legal collections, trace and investigation work and legal recovery solutions, ensuring our education clients have continuity of service and flexibility that they should expect.

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In appropriate cases, the threat of insolvency proceedings is a very effective way of recovering unpaid debts. However, if the threat is implemented and does not result in payment, creditors often wait a long time to receive only a modest proportion of what is owed to them.

Our insolvency team is committed to being a leading provider of cost-effective recovery solutions and - uniquely amongst law firms - we provide a comprehensive range of insolvency services which are focused on maximising and accelerating returns to creditors.

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Property Recovery Help & Advice

Our properties recoveries team collects all types of property related debt including leasehold recoveries, service charges, major works debt, commercial rent arrears insurance premiums and ground rent.

With our number of joint ventures with property management organisations and enforcement agents, we aim to provide legal solutions when standard enforcement is unsuccessful.

We also operate specialist schemes for Residential Leasehold recoveries and Commercial Rent Arrears Recovery (“CRAR”), which reforms limited distress as an enforcement remedy.

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We act for companies and their stakeholders in evaluating financial and operational issues adversely affecting performance. This may include advising on alternative strategies and assisting with the formulation of plans to ensure that you do not miss any opportunities for growth. Restructuring and turnaround go hand in hand with finance and refinance opportunities which need to be maximised.

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Utilities Recoveries

We work with a range of gas, electricity, water and telecoms companies across the UK. Our utilities recoveries team deals with recovery of consumer, SME and major business accounts. We currently act for 6 of the largest utility companies in the UK, both recovering and resolving disputes for both live and final accounts.

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Other Services
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What Wilkin Chapman LLP customers say:

"We have used Wilkin Chapman for nearly a year and have found the services provided by Mark and the team to be of the highest standard."

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Medicines and Healthcare products Regulatory Agency

"Chris has an in-depth understanding of council debt collection and working within public sector constraints.."

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Legal 500, 2017

"A 'strong, innovative and experienced' team.."

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Debt Recovery - Legal 500, 2017